Sticking to a budget can be HARD! But it’s not the lack of “know-how” that keeps you from sticking to a budget, but the lack of discipline.

Today, I’m going to introduce you to the Jars Money Management System.

It’s a simple money management system that will help you overcome…


Wouldn’t it be cool never to have to worry about money again? Achieving financial independence to do what you want and not having to work sounds pretty good.

But who has the patience to be disciplined for 40 years? …


When it comes to personal finances, simplicity is the key to success. What can you do to simplify your financial life?

Never in the history of the world have we been faced with so many options that compete for our time, attention, and money.

The options seem endless. In the…


Qube Money Digital Banking and Budget App

I mentioned two weeks ago that I quit my job as a financial planner. I had a bunch of people reach out and ask me what was happening!

I’m excited to share the new chapter of our lives with you!

The new opportunity is with a fin-tech start-up company based…


From a young age, I knew I would work in the financial services industry. I wanted to become a writer, a coach, a speaker, or a financial planner. I had a BIG desire to help people, most likely because of the pain I experienced in my childhood.

In high school…


Each dollar of yours is like an employee. If you let them sit around and do nothing, it will hurt your business. If you “employ” them, which means to put to work or make use of, it will benefit your company. …


I remember the first time I learned the difference between an asset and a liability. Sitting on the couch in the living room as a young teenager, I wanted to share my new-found knowledge with my mother. I explained to her the difference between the two knowing that she would…


After people learn about the money jars system, I get a few who say, “I like the idea of dividing my money up into different jars but I hate using cash.

I’m not a big fan of using cash either. To be honest, I don’t.

After the first two years…


Let’s be honest, there are hundreds of ways to manage your money. But today, I’m going to tell you why the money jars system that I use to manage my money is the most effective.

I tried the cash envelope system (which became messy), I tried saving everything in one…


FinCon is where money and media meet. This was the second year I attended the conference. …

Scott Henderson, AFC®

Accredited Financial Counselor helping you reach #FinancialIndependence through simplifying. I write at https://simplifinances.com & https://qubemoney.com.

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